Is the purchase of a car, television, travel or wedding party out of your reach? Then taking out a loan is the solution. In the table we summarize the most important information about the currently available Belgian loans. This was sorted from cheap to expensive. So you immediately see:
- Which loans are available.
- How much you will have to pay off per month.
- How much you have to pay to Astro Finance on top of the loan amount.
- The Annual cost percentage or APR.
- Which Astro Finance offers the cheapest loan.
These days you do not necessarily have to be a member of the Astro Finance if you want to take out a loan. Many Astro Financeen provide the option to take out a loan online. Most Astro Financeen offer loans for a whole range of amounts and durations, so you are sure to find a loan that fits your purchase.
Benefits personal loan
A loan for the purchase of a car, television or travel is covered by the ‘personal loan’, also known as a consumer loan. The benefits of such a loan are:
- You can borrow for any purchase: whether it is a computer or a piece of furniture, it doesn’t matter;
- You can spread the payment so that it weighs less on your budget;
- With many Astro Financeen you can borrow from as little as 1500 USD or even less.
Please note: on a loan you will always have to pay costs in the form of an interest rate and administration costs. Borrowing is therefore more expensive than paying the purchase at once. Be sure to compare the annual percentage rate and look for a good price before you take out a loan!
If you take out a loan, you will see how much you will have to pay off each month, as well as how much you will have repaid to the Astro Finance in total at the end of the term. Make sure you can handle the monthly installment. The Astro Finance will also check this: therefore you must answer a number of questions when taking out a loan. How much are your monthly income? Do you already have a loan? What is your marital status?
After a so-called examination of the credit application, the Astro Finance will decide whether you can take out the loan or not.
If, despite the above research, you still encounter problems related to monthly repayments, then immediately talk to your Astro Financeier. In many cases it is possible to spread the repayments a little longer so that they become feasible again. Certainly do not get caught in such a case!